Not everyone has the ability to use conventional financial resources.
But that doesn’t mean they shouldn’t be able to use their money as they please, especially after working hard to keep their finances in order.
Although they will have to adapt to their unconventional circumstances, it’s crucial that they still have a good amount of financial freedom.
That means that cashing a check shouldn’t be a huge obstacle. In fact, there are plenty of ways individuals can cash their checks without needing ID verification.
With a few alternative methods, doing so doesn’t need to be difficult. All it takes is the knowledge to do so.
So keep reading to learn about three ways you can cash a check online without ID. There are other methods, but you’re bound to find easy success by using at least one of the ones listed below.
1. Mobile App
Most banks allow their users to cash their checks through the bank’s mobile app. So if you haven’t downloaded your bank’s mobile app, now’s a great time to do so. Online banking has numerous advantages, one of which includes the convenience of cashing a check with a few taps.
After you download the app, you must link your bank account. Then, you can scan the check in question. Processing usually takes anywhere from a few hours to a few days.
Usually, banks also require users to indicate the check for mobile banking on the back of the check. Otherwise, they might at the very least prolong the process. Other times, they may reject the check entirely.
2. Reloadable Prepaid Card
Though not common, reloadable prepaid cards are a great option for transferring funds without an ID. These can be found at stores such as CVS, Walmart, and Walgreens. They can be used just like debit cards, except but the check’s amount will be directly loaded onto the card.
This is an incredibly nice option for accessibility. Not only does it not require ID, but it’s also very easy to set up. All users need to do is register and activate their card through a few simple steps. They should also use the direct deposit option for optimal convenience.
Users can also insert their cards into an ATM to withdraw cash, just like a conventional debit card. There is also no limit to the amount of times a user can reload their card.
3. Sign the Check Over
If you can’t find another method of cashing checks without an ID, you can also sign over your check to a friend or family that you trust. All you need to do to perform this option is sign your name onto the check and write the full name of the person you’re entrusting the check to under “Pay to the order of”.
The person you signed it over to will have to show their ID to cash the check. Afterward, they can either deposit the money to you or offer it to you in the form of physical cash. It’s important that you trust the person that you’re signing this check to, because the cash is legally theirs until they actually decide to give it to you.
Cash a Check Online Without ID: It’s Easier Than You Think
When it comes to finances, not everyone has the same privileges. But no matter the reason for not having a government-issued ID, it’s important that everyone has adequate financial mobility.
So if this article gave you a few tips on how to cash a check online without ID, then check out the rest of our blog to address some of your other potential concerns! Our content is tailored exactly for readers just like you, whether you need to learn how to cash a check without a bank account or learn other financial basics.