Many people no longer know what to do with a paper check when they receive one. In a world of digital payments and direct deposits, what are you supposed to do with a check? What if you don’t even have any government identification available to you at the time? Whether you need to cash a …
Few things feel more like an inconvenience than having to go to the ATM to deposit a check. Depending on where you live or work, an ATM could be well out of your way. Once you get there, you may have to wait in line, not to mention fight traffic. When faced with this prospect, …
In the era of smartphones, cashing a check at the ATM often feels like a relic of the past. Many companies now use direct deposits to pay employees. In doing so, they don’t often issue paper checks anymore. Moreover, you can often deposit a paper check by using your smartphone camera. When you scan the check …
At some point in life, nearly everyone finds themselves needing to cash a check. Whether it’s a check that was in a card from some party or a check from a new job, the important thing is converting that check into cash. There are so many ways to cash checks, it can be hard to …
Like everything else in our world, you might assume that all financial transactions are electronic. But check cashing and payday loans still account for $18 billion in revenue annually in the United States. A third-party check is one where the person it was written to has endorsed it to someone else. It’s an easy way …
Not everyone has the ability to use conventional financial resources. But that doesn’t mean they shouldn’t be able to use their money as they please, especially after working hard to keep their finances in order. Although they will have to adapt to their unconventional circumstances, it’s crucial that they still have a good amount of …
Did you know that people cash more than $40 billion worth of checks every year? And that number only continues to grow each year! Cashing a check no longer requires you to drive to a bank, stand in line, and give them all sorts of information to open an account. It can be simple, while …
Working hard for your check to be turned away from cashing it in is a frustrating reality for a little over seven million U.S. households without a checking account. And if you don’t have a bank account, likely, you don’t have a photo ID for any number of reasons. This makes cashing a check an …
While you can save yourself fees and time, it’s entirely possible to cash a personal check without a bank account. But the reality is, more than seven million people are unbanked for any number of reasons. If you’ve been cashing checks and losing a significant sum due to fees, keep reading this article to discover …
Do you find yourself tossing and turning at night worrying about money? You are not alone if this is the case, with as many as 77% of Americans being anxious about their financial situation. This does not make the issue any better, though, which is why it is so important that you know how to …
Half a million Americans fall victim to check fraud every year. As technology becomes more sophisticated, spotting fraud is becoming harder. But do you know the tell-tale signs? Check fraud can come in many different forms and guises. Read on as we discuss fake check scams and how to avoid them. How Does It Impact …
Saving money is a smart way to build a nest egg, squirrel away cash for retirement, or to get money for a down payment on a home. If you don’t have a bank account, how can you save money in a way that will keep your cash safe? Read on for some tips and methods …
Checks are inconvenient in the modern age. They act as an extra set of steps between you and your money. This inconvenience grows if you don’t have a bank account to deposit the check into. Is it possible to cash a check without a bank account? Thankfully, yes, it is. Here are five ways to …
Most people don’t associate 7-Eleven with cashing checks. 7-Eleven is more than a typical gas station and convenience store. They cater to their customers and provide various needs. An added convenience they provide is cashing a check at their locations. Keep reading to find out how to cash a check at 7-Eleven stores. How to Cash …
Have you wondered, “how long is a check good for?” Maybe you found some old checks and want to cash them, or you realized a check you wrote a while back hadn’t been cashed yet. We have compiled a complete guide on how long you have to cash different types of checks, how to cash them, and …
Would you believe it if we said 42% of Millennials still write checks on certain occasions? Believe it or not, big data backs up this shocking fact. The reason why checks continue to persist is because it’s the easiest option aside from cash. There is one problem, though. Checks can bounce, and a bounced check …
Many people don’t know very much about cashier’s checks or have misunderstandings about them. For example, cashier’s checks are really intended to be used for large payments, not everyday use. The world of financial instruments and tools is complicated and always changing. Many people don’t know if these options are even useful in the modern …
When most people think of cashing a check, they immediately think of a bank. But did you know that there are actually several other places where you can cash a check just as easily? There are even places where you can cash a check if you don’t even have a bank account. Walmart is one of the most …
Did you know that only 30% of people have a financial plan? That’s a grim statistic when you consider that planning and budgeting are critical skills to survive financially. If you don’t understand when and how to spend your cash, you could be in serious trouble. If you’re one of the many people who don’t …
Even if you don’t write checks or have a checking account, you indeed have been issued a check before. Maybe as a gift or part of your pay, you get one. Now in today’s digital world, you can use one to pay online for things and never actually write it longhand. Read on to learn the …