What’s the Biggest Check Walmart Will Cash? Find Out Here!

When it comes to check cashing, Walmart is a convenient option for many individuals. But, have you ever wondered what the maximum check amount Walmart will cash is? In this comprehensive guide, we will explore Walmart’s check cashing policies, including their limits, fees, and everything you need to know to make informed financial decisions.

Understanding Walmart’s Check Cashing Policies

Walmart offers a variety of financial services, including check cashing, to cater to the needs of their customers. However, like any financial institution, they have policies in place to manage risk and ensure the safety of their operations. Let’s dive into the key aspects of Walmart’s check cashing policies:

1. Types of Checks Accepted

Walmart typically cashes the following types of checks:

  • Payroll checks
  • Government checks (e.g., tax refund checks, Social Security checks)
  • Insurance settlement checks
  • MoneyGram money orders
  • Walmart MoneyCenter checks

Keep in mind that Walmart does not cash personal checks.

2. Maximum Check Amount

The maximum check amount Walmart will cash may vary depending on the type of check and your location. In general, Walmart’s check cashing limits range from $5,000 to $7,500. However, some stores may have lower limits, so it’s advisable to call your local Walmart store or visit their website to confirm the specific limit at your location.

3. Fees and Costs

Walmart charges a fee for cashing checks. The fee varies depending on the type and amount of the check but typically falls within the range of $4 to $8 for checks up to $1,000 and $8 to $16 for checks over $1,000. If you’re cashing a Walmart MoneyCenter check, the fee may be lower.

4. Identification and Verification

To cash a check at Walmart, you will need to provide valid government-issued identification, such as a driver’s license, state ID, or passport. Additionally, Walmart may ask for your Social Security number and other personal information to verify your identity and comply with anti-fraud regulations.

5. Check Cashing Hours

Walmart’s check cashing services are not available 24/7. Most stores have specific hours for check cashing, which typically coincide with their customer service desk hours. It’s essential to check the store’s hours of operation before visiting.

What time does Walmart start cashing checks »

Tips for Cashing Large Checks at Walmart

If you have a large check to cash at Walmart, here are some tips to ensure a smooth experience:

  1. Call Ahead: Contact your local Walmart store to confirm their check cashing limits and fees for large checks.
  2. Bring Proper Identification: Make sure you have valid government-issued identification and any additional information required for verification.
  3. Plan Your Visit: Visit Walmart during their check cashing hours, which may differ from regular store hours.
  4. Consider Alternatives: For exceptionally large checks that exceed Walmart’s limits, you may want to explore alternative cashing options, such as your bank or a dedicated check-cashing store.


Walmart offers convenient check cashing services for various types of checks, but the maximum check amount they will cash can vary by location and check type. To get the most accurate information, it’s best to contact your local Walmart store or visit their website.

Always be prepared with the necessary identification and be aware of the associated fees when cashing your checks at Walmart. By understanding Walmart’s check cashing policies, you can make informed financial decisions that suit your needs.

Remember that Walmart’s check cashing policies may change over time, so staying updated with their current guidelines is essential for a hassle-free experience.

In summary, Walmart can be a reliable option for check cashing, but it’s crucial to be aware of its policies and limitations to ensure a seamless transaction.