Will PLS Cash Personal Checks? | Your Guide to Cashing Personal Checks at PLS

Will PLS Cash Personal Checks? Your Guide to Cashing Personal Checks at PLS

Finding a service that accepts personal checks can be frustrating when you need to cash one quickly. PLS Check Cashing offers a convenient solution, allowing you to cash checks without the hassle of dealing with traditional banks. In this guide, we’ll answer whether PLS will cash personal checks, explain the process, and highlight what you need to know to make your experience as smooth as possible.


Does PLS Cash Personal Checks?

Yes, PLS does cash personal checks. While many check cashing services are hesitant to accept personal checks due to higher risk, PLS offers this service with certain requirements and conditions in place to protect both the customer and the business. Whether you’ve received a check from a friend, family member, or other personal source, PLS can help you turn that paper into cash quickly.

How to Cash a Personal Check at PLS

Cashing a personal check at PLS is straightforward and can be completed in a few simple steps:


  1. Bring Your Check to a PLS Location: Visit your nearest PLS check cashing center with your check in hand. The closest location can be found using the PLS location finder.
  2. Present Valid Identification: To verify your identity, you must present a valid, government-issued ID such as a driver’s license, state ID, or passport.
  3. Check Verification Process: PLS may verify your personal check to ensure it is valid and funds are available. This process helps reduce the risk of fraud.
  4. Pay the Applicable Fee: PLS charges a fee for cashing personal checks, typically higher than fees for payroll or government checks due to the increased risk associated with personal checks. The exact fee may vary based on the check amount and location.
  5. Receive Your Cash: Once your check is verified and fees are paid, you will receive your cash on the spot—no waiting period required!

Requirements for Cashing Personal Checks at PLS

To successfully cash a personal check at PLS, you must meet the following requirements:

  • Valid Government-Issued ID: Ensure you have a valid form of identification such as a driver’s license, state ID, or passport.
  • Check Verification: PLS will verify the personal check before cashing it. This process may include contacting the check writer’s bank to confirm available funds.
  • Check Amount Limitations: Some PLS locations may have specific limits on the amount they can cash for personal checks. It’s best to call ahead and confirm any restrictions.

Fees for Cashing Personal Checks at PLS

PLS charges a fee to cash personal checks, which can vary based on the check type, amount, and location. While personal checks generally incur higher fees due to the added verification process, PLS remains transparent with its fee structure. Before completing your transaction, PLS will inform you of the exact fee, so there are no surprises.

Why Choose PLS for Cashing Personal Checks?

  • Quick Access to Cash: Unlike traditional banks, PLS offers fast service, so you get your money when you need it.
  • Extended Hours: Many PLS locations are open late and on weekends, providing greater convenience.
  • No Bank Account Needed: You can cash your checks without a bank account, making it an excellent option for those without access to traditional banking.

Alternatives to Cashing Personal Checks at PLS

If you’re exploring other options, you may also want to consider other check cashing services, grocery stores, or even online check cashing apps. Each alternative comes with its own requirements, fees, and processing times, so it’s crucial to compare and choose the one that best suits your needs.

For more information on PLS check cashing, including other accepted checks, check out the PLS Check Cashing Guide. This page covers everything from fees to locations, making it a valuable resource for anyone considering PLS for their check cashing needs.


Frequently Asked Questions (FAQs)

1. What happens if my personal check is rejected at PLS?

  • If your check is rejected, it could be due to verification issues, insufficient funds, or specific location policies. You may need to contact the check issuer for further details.

2. Can I cash a third-party personal check at PLS?

  • PLS generally does not cash third-party checks due to the increased risk. It’s best to bring a check that is made out directly to you.

3. Are there limits on the amount of a personal check that PLS will cash?

  • Some PLS locations may have limits on the maximum amount they can cash for personal checks. Contact your local PLS center for specific details.

4. Do I need an account with PLS to cash a check?


  • No, you do not need an account to cash a check at PLS. All you need is a valid ID and your check.

Contact PLS Check Cashing

For more detailed information or to find a PLS location near you, visit the official PLS website or call your local PLS center. PLS is committed to providing fast, friendly, and reliable service for all your check-cashing needs.