A Quick Guide to Cashing a Check at Walmart

When most people think of cashing a check, they immediately think of a bank. But did you know that there are actually several other places where you can cash a check just as easily?

There are even places where you can cash a check if you don’t even have a bank account. Walmart is one of the most convenient options for cashing a check.

Walmart offers many financial services, cashing both personal and cashier’s checks. Read on to learn everything you need to know about cashing a check at Walmart!

Where to Cash a Check 

There are all kinds of places besides the bank where you may be able to cash a check. These include gas stations, your employer, and various grocery stores, especially Walmart.

Many of these options place serious limits on which types of checks they will cash and under what circumstances. Walmart has some of the most convenient policies, cashing checks of all kinds and with a minimum of hassle.

Along with personal checks, Walmart will cash cashier’s checks, government checks, preprinted checks, and others. They will even cash 401k and retirement checks, and in some cases, they will cash money orders, such as those from MoneyGram.

In many ways, Walmart is actually preferable to the bank when it comes to cash and checks. Banks have extremely old-fashioned and limited business hours. Most Walmart stores are open 24 hours per day. 

If you do a quick Google search for “cash a check near me”, don’t be surprised if Walmart comes up. If you have a Walmart near you, this is probably the most convenient place you can get your check cashed.

How to Cash a Check

You won’t need to sign up for any kind of account or membership to cash a check at Walmart, unlike practically every bank. Of course, it will still be necessary to verify your identity, so that they know that you are the check’s intended recipient. 

Verifying your identity can be as simple as showing your driver’s license. Your passport can also work if you prefer that instead. Occasionally, they may also ask you for your social security number, but that is not the norm.

If you have ever wondered “how long do you have to cash a check?”, the answer is that it depends. Cashier’s checks do not have a real expiration date. Personal checks sometimes expire after three to six months. Government and tax refund checks often expire within one year.

Know All of Your Options for Cashing a Check

We hope you learned something helpful about other places where cashing a check is possible. Especially if you don’t have your own bank account or are far away from your bank, these financial services can save you a lot of trouble. 

To learn more about how to cash a check at Walmart, take a look at our article here!

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