When most people think of cashing a check, they immediately think of a bank. But did you know there are several other places to cash a check just as quickly?
There are even places where you can cash a check if you don’t even have a bank account. Walmart is one of the most convenient options for cashing a check.
Walmart offers many financial services, cashing both personal and cashier’s checks. Read on to learn everything you need about cashing a check at Walmart!
Where to Cash a Check
There are many places besides the bank where you can cash a check. These include gas stations, your employer, and various grocery stores, especially Walmart.
Many of these options limit which types of checks they will cash and under what circumstances. Walmart has some of the most convenient policies, cashing checks of all kinds and with minimal hassle.
Along with personal checks, Walmart will cash cashier’s, government, and preprinted checks. They will even cash 401k and retirement checks; in some cases, they will take money orders, such as those from MoneyGram.
In many ways, Walmart is preferable to the bank regarding cash and checks. Banks have extraordinarily old-fashioned and limited business hours. Most Walmart stores are open 24 hours per day.
If you do a quick Google search for “cash a check near me,” don’t be surprised if Walmart comes up. If you have a Walmart near you, this is probably the most convenient place to get your check cashed.
How to Cash a Check
Unlike practically every bank, you won’t need to sign up for an account or membership to cash a check at Walmart. Of course, verifying your identity will still be necessary so that they know you are the check’s intended recipient.
Verifying your identity can be as simple as showing your driver’s license. Your passport can also work if you prefer that instead. Occasionally, they may ask you for your social security number, but that is not the norm.
If you have ever wondered, “How long do you have to cash a check?” the answer is that it depends. Cashier’s checks do not have an actual expiration date. Personal checks sometimes expire after three to six months. Government and tax refund checks often expire within one year.
Know All of Your Options for Cashing a Check
We hope you learned something helpful about other places where cashing a check is possible. These financial services can save you a lot of trouble, especially if you don’t have a bank account or are far away from your bank.
Look at our article here to learn how to cash a check at Walmart!