Amscot Check Cashing

Amscot check cashing fees, Amscot check cashing limits? Below you’ll find everything you need to know.

Amscot Check Cashing Near Me

No matter where you are physically located, Amscot has a capable customer service team who can help you find the closest Amscot check cashing service near you. Or you can check out the online branch locator on their website. 

You may learn more about the rates and fees, check cashing policies, and contact information for the customer service team of your closest location by using the online branch locator.

Amscot’s Check Cashing policy

Checks of any kind, for any amount, can be cashed at Amscot at any time.

Checks accepted include:

  • Tax refund checks
  • Government checks
  • Paychecks
  • Personal checks
  • Traveler’s checks
  • Cashier’s checks
  • Out-of-state checks
  • Also, money orders

You must have proper identification for Amscot to accept and process your check.

Acceptable identification documents include:

  • Drivers license
  • Passport
  • Military ID

If your check has been altered or the figure submitted in words differs from the figure stated in numbers, your check will be denied.

Amscot Cash Advance – What exactly is an Amscot Cash Advance?

You can receive a small-dollar, short-term loan with the Amscot cash advance financing solution. Once the quick and easy application process is complete, you can ask for up to $500 to cover unexpected costs.

To get an Amscot cash advance, you must fill out an application and sign a cash advance contract before Amscot will load your personal check up to the maximum amount and retain it for no more than 31 days as part of the cash advance process.

To avoid penalties, beneficiaries of these short-term loans are always urged to uphold their commitments and paycheck advances.

Can you get an Amscot Cash Advance Without a Check?

Is a check required to receive an Amscot advance?  Yes, a check is required to obtain an Amscot cash advance. One of the prerequisites that must be met to be eligible for an Amscot cash advance is a check.

The check serves as financial security if someone chooses to breach the contract or is unable to make the payment within the allotted time.

In essence, if you don’t pay your cash advance on time, Amscot can use the check to reclaim the money from your bank.

Amscot Check Cashing Fees & Rates

Amscot offers some of the most affordable fees and rates in the cash advance market. Amscot levies a service fee equal to 10% of the total amount advanced, together with a state fee of $2. 

For example, you must submit a check for $332.00 to Amscot to hold until your next pay period, typically up to 31 days, to receive a $300.00 cash advance.

Government Check Cashing Fees:

  • 1..9 % Fee: Checks between $1,000 and $1,499.99
  • 2.9% Fee: Checks exceeding $1,500

Fax Refund Check Cashing Fees:

  • 2.5% Fee

Cashiers and Insurance Check Cashing Fees:

  • 3.9% Fee: Checks between $1,000 and $4,999.99
  • 4.9% Fee: Checks exceeding $5,000

Amscot Money Orders:

  • 1.5% Fee

Payroll and Handwritten Check Cashing Fees:

  • 4.5% Fee

Personal Checks and Money Orders: 

  • 9.9% Fee

Amscot Money Orders

  • Any money order that is purchased AT Amscot is FREE!
  • Free of purchase fees. A receipt stub is required to stop payment.  If they are not presented within a year of the purchase date, replacement fees and service charges will be applied. 

Amscot Hours

Monday-Friday 8 AM-9 PM

Saturday 8 AM-8 PM

Sunday 9 AM-6 PM

Due to COVID-19, hours may have been adjusted for some Non-24 Hour locations.

For the most up-to-date operation hours, please contact the specific site.

Other Services offered by Amscot:

  • Mail & Postal
  • ATMs
  • Bus Passes/Sun passes
  • Stamps and Envelopes
  • Fax and Copies
  • Western Union
  • Notary

Mail & Postal

Amscot and the U.S. Postal Service have been collaborating closely to install mail drops at many of Amscot’s locations. Why? It’s another way they try to make life easier for their clients. Give your local Amscot a call; they might be able to save you some time!

ATMs

Any Amscot facility will have an ATM machine conveniently positioned in the lobby. You can withdraw money up to $600 every day of the year in $20 increments.

Bus Passes/Sun Passes

Amscot has your ticket ride! Need a bus pass? Most Amscot locations offer bus passes. Looking for a SunPass? ANY Amscot location has transponders for sale! You may save time and money in Florida by using SunPass on all toll highways and most bridges.

Stamps and Envelopes

Remember that Amscot is more than just a financial services provider; they are a part of the community. This implies that they work to make it simple for their consumers to obtain many of their basic everyday needs. You may easily find stamps and envelopes at your neighborhood Amscot if you need them!

Fax and Copies

Want to fax something? or create copies? or both? Amscot offers photocopying and faxing services whenever you need them, from early in the morning to late at night, 365 days a year!

Western Union

Whether sending money between cities… country to country, or state to state, Amscot provides accessible Western Union money transfer services.

Notary

A commissioned notary public who works for Amscot is available to assist you with getting your documents notarized swiftly and effectively. Note that there can be some limitations.

Monthly Bill Pay

Take advantage of the ease of paying your water, energy, and other monthly payments at an Amscot nearby. You can find a comprehensive list of the businesses that accept payments on their website.

Personal, handwritten, Government, computerized payroll, cashier’s, insurance, and many other checks can all be cashed at Amscot.

Find out more information about Amscot’s check-cashing procedure. Check out the online branch locator immediately to learn more about Amscot’s check-cashing procedure or if you want to learn more about the costs that will be applied when you cash a check at an Amscot location near you.

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