Unlocking Amscot Check Cashing: Fees, Policies, and Locations

If you’re seeking information about Amscot check cashing, you’ve arrived at the right place. This guide will provide comprehensive details about Amscot’s check cashing services.

Find the Nearest Amscot Check Cashing Service

No matter where you’re located, Amscot’s dedicated customer service team is ready to assist you in finding the nearest Amscot check cashing service. Alternatively, you can use the user-friendly online branch locator on their website.

For a more detailed understanding of rates, fees, check cashing policies, and contact information for your closest Amscot location, use the online branch locator.

Amscot’s Check Cashing Policy

Amscot welcomes various checks, including tax refund checks, government checks, paychecks, personal checks, traveler’s checks, cashier’s checks, out-of-state checks, and money orders. However, correctly identifying with you when you visit Amscot for check cashing is essential.

Acceptable Identification Documents Include:

  • Driver’s License
  • Passport
  • Military ID

Please note that checks with any alterations or discrepancies between written and numerical amounts will not be accepted.

Amscot Cash Advance – What Is It?

Amscot offers a convenient cash advance financing solution. With a simple application process, you can request up to $500 to cover unforeseen expenses. To obtain an Amscot cash advance, you must complete an application and sign a cash advance contract. Amscot will retain your check for a maximum of 31 days as part of the process.

You must meet your commitments and repay the cash advance on time to avoid penalties.

Can You Get an Amscot Cash Advance Without a Check?

No, a check is mandatory to obtain an Amscot cash advance. The check serves as security in case of contract breaches or late payments. Amscot may use the check to recover the loan amount.

Amscot Check Cashing Fees & Rates

Amscot offers competitive fees and rates in the cash advance market. They charge a service fee equal to 10% of the total amount advanced, along with a state fee of $2. For instance, if you need a $300.00 cash advance, you would submit a check for $332.00 to Amscot, typically held for up to 31 days.

Government Check Cashing Fees

  • 1.9% Fee: Checks between $1,000 and $1,499.99
  • 2.9% Fee: Checks exceeding $1,500

Fax Refund Check Cashing Fees

  • 2.5% Fee

Cashiers and Insurance Check Cashing Fees

  • 3.9% Fee: Checks between $1,000 and $4,999.99
  • 4.9% Fee: Checks exceeding $5,000

Amscot Money Orders

  • Any money order purchased at Amscot is FREE!
  • Free of purchase fees. A receipt stub is required to stop payment. Replacement fees and service charges may apply if not presented within a year of purchase.

Amscot Hours

  • Monday-Friday: 8 AM-9 PM
  • Saturday: 8 AM-8 PM
  • Sunday: 9 AM-6 PM
  • Due to COVID-19, hours may have been adjusted for some Non-24-hour locations. For the most up-to-date operation hours, contact the specific site.

Other Services Offered by Amscot

  • Mail & Postal: Amscot has partnered with the U.S. Postal Service to provide mail drops at many locations for your convenience. Contact your local Amscot to see how they can help you save time.
  • ATMs: Any Amscot facility will have an ATM conveniently positioned in the lobby. You can withdraw money up to $600 every day of the year in $20 increments.
  • Bus Passes/Sun Passes: Amscot has your ticket ride! Need a bus pass? Most Amscot locations offer bus passes. Are you looking for a SunPass? ANY Amscot location has transponders for sale! You may save time and money in Florida by using SunPass on all toll highways and most bridges.
  • Stamps and Envelopes: Remember that Amscot is more than just a financial services provider; they are a part of the community. This implies that they work to make it simple for their consumers to obtain many of their basic everyday needs. You may easily find stamps and envelopes at your neighborhood Amscot if needed!
  • Fax and Copies: Want to fax something? Or create copies? or both? Amscot offers photocopying and faxing services whenever you need them, from early morning to late at night, 365 days a year!
  • Western Union: Whether sending money between cities… country to country, or state to state, Amscot provides accessible Western Union money transfer services.
  • Notary: A commissioned notary public who works for Amscot can assist you with getting your documents notarized swiftly and effectively. Note that there can be some limitations.
  • Monthly Bill Pay: Take advantage of the ease of paying your water, energy, and other monthly payments at an Amscot nearby. You can find a comprehensive list of the businesses that accept payments on their website.

Find out more information about Amscot’s check-cashing procedure. Check out the online branch locator immediately to learn more about Amscot’s check-cashing procedure or if you want to learn more about the costs that will be applied when you cash a check at an Amscot location near you.