PLS Check Cashing is a financial services company that provides a range of services including check cashing, money transfers, prepaid debit cards, and payday loans. The company was founded in 1997 and is headquartered in Chicago, Illinois, with over 300 locations in 12 states across the United States.
Check cashing is the primary service offered by PLS Check Cashing. The company accepts all types of checks, including payroll, government, insurance, and personal checks. Customers can cash their checks quickly and easily at any PLS location, without having to worry about waiting for their checks to clear at a bank. This is particularly useful for those who don’t have a bank account or for those who need cash urgently.
PLS Check Cashing also offers money transfers through its Western Union service. Customers can send or receive money quickly and securely to any location in the world. This service is particularly useful for those who need to send money to family or friends in another country or for those who need to receive money quickly.
Another popular service offered by PLS Check Cashing is prepaid debit cards. These cards can be used like any other debit card and can be loaded with money at any PLS location. They are particularly useful for those who don’t have a bank account or for those who want to limit their spending.
PLS Check Cashing also offers payday loans. These loans are designed for those who need to borrow money quickly and can’t wait until their next paycheck. The loans are usually for small amounts and are typically paid back within a few weeks. However, payday loans can be expensive, with high interest rates and fees. It’s important to carefully consider the cost of borrowing before taking out a payday loan.
In addition to its financial services, PLS Check Cashing also offers other services such as tax preparation and notary services. These services are designed to make it easier for customers to manage their finances and take care of important paperwork.
One of the benefits of using PLS Check Cashing is the convenience it offers. With over 300 locations across the United States, customers can easily find a PLS location near them. The company also offers extended hours, with many locations open 24 hours a day, seven days a week. This makes it easy for customers to cash their checks or send money at a time that is convenient for them.
Another benefit of using PLS Check Cashing is customer service. The company prides itself on providing excellent customer service and making sure that customers are satisfied with their experience. The staff at PLS locations are knowledgeable and friendly, and they are always willing to help customers with any questions or concerns they may have.
However, it’s important to note that using PLS Check Cashing can be expensive. Check cashing fees can be high, and payday loans can come with high interest rates and fees. Customers should carefully consider the cost of using these services before deciding to do so.
In addition, using PLS Check Cashing may not be the best option for everyone. For those who have a bank account, cashing checks at a bank may be a cheaper option. Similarly, those who have access to a credit card may be able to use that instead of taking out a payday loan.
Overall, PLS Check Cashing is a reputable financial services company that provides a range of useful services. The company offers convenience and excellent customer service, making it a popular choice for those who need to cash checks or send money. However, customers should carefully consider the cost of using these services and explore other options before making a decision.
PLS Check Cashing Hours
The operating hours of PLS Check Cashing vary depending on the location of the branch. However, in general, most branches are open seven days a week, making it convenient for customers to access their services. The operating hours typically range from 8:00 am to 10:00 pm, with some branches opening later and closing earlier.
To find out the operating hours of your local PLS Check Cashing branch, you can visit their website or call their customer service hotline. Alternatively, you can use the PLS Check Cashing mobile app to locate the nearest branch and check their operating hours.
It is important to note that some PLS Check Cashing branches may have different operating hours on holidays or during special events. Therefore, it is always best to check with the branch directly before visiting to avoid any inconvenience.
In summary, PLS Check Cashing is a convenient option for those who need financial services such as check cashing, money transfers, and payday loans. With most branches open seven days a week and operating hours ranging from 8:00 am to 10:00 pm, customers can access their services at a time that is convenient for them.