How To Cash A Check On Navy Federal App

How to Easily Cash a Check on the Navy Federal App: A Step-by-Step Guide

In the digital age, managing financial transactions has become more convenient than ever before. Navy Federal Credit Union, one of the largest credit unions in the United States, offers a user-friendly mobile app that allows members to cash checks quickly and securely from the comfort of their smartphones. This article will guide you through the simple process of cashing a check on the Navy Federal app, saving you time and effort.

Step 1: Download and Install the Navy Federal App

Before you can cash a check through the Navy Federal app, you must first download and install the application on your smartphone. The app is available for both Android and iOS devices and can be found on the respective app stores (Google Play Store and Apple App Store). Simply search for “Navy Federal” in the app store, select the official app, and click the “Install” or “Get” button.

Step 2: Log in to Your Navy Federal Account

Once the app is installed, open it, and log in to your Navy Federal account using your username and password. If you don’t have an account yet, you’ll need to sign up for one on Navy Federal’s website or through the app.

Step 3: Click on “Deposits”

After logging in, locate and click on the “Deposits” option in the main menu. This will direct you to the mobile check deposit section of the app.

Step 4: Choose the Account

Next, you’ll need to select the account where you want the check funds to be deposited. If you have multiple Navy Federal accounts, choose the appropriate one from the list.

Step 5: Capture Images of the Check

To proceed with the check deposit, you’ll need to capture images of the front and back of the check. Place the check on a flat surface with a contrasting background and ensure there is sufficient lighting to get clear images. Follow the on-screen instructions to take the photos and make sure all corners of the check are visible.

Step 6: Enter Check Details

Once you’ve captured the check images, the app will prompt you to enter some additional details. This typically includes the check amount, the check number, and the date written on the check. Verify that all information is accurate before proceeding.

Step 7: Review and Submit

Before finalizing the deposit, the Navy Federal app will display a summary of the check details for your review. Double-check the information to avoid any errors. If everything looks good, click the “Submit” or “Deposit” button to initiate the check deposit process.

Step 8: Wait for Confirmation

After submitting the check deposit request, the app will process the transaction, which may take a few moments. You will receive a confirmation message once the deposit is successful.

Important Tips

  1. Ensure the check is properly endorsed with your signature on the back before attempting to deposit it through the app.
  2. Make sure the check is valid and not post-dated, as the app will reject such checks.
  3. Keep the physical check in a safe place for a few days after depositing it, just in case any issues arise.


With the Navy Federal app, cashing a check has never been easier. By following this step-by-step guide, you can quickly and securely deposit checks into your Navy Federal account using just your smartphone. Embrace the convenience of mobile banking and save valuable time by utilizing this user-friendly feature offered by Navy Federal Credit Union. Happy banking!