How to Cash a Check on Square

In today’s fast-paced digital world, traditional paper checks may seem outdated, but they remain a prevalent payment method for many individuals and businesses. If you’ve received a paper check and are wondering how to cash it conveniently, Square offers a simple and efficient solution. Square, widely recognized for its innovative payment solutions, enables users to cash checks effortlessly using smartphones. In this article, we will guide you through cashing a check on Square so you can get your money quickly and securely.

What is a Square?

Square is a popular mobile payment platform that has revolutionized how individuals and businesses conduct financial transactions. Initially recognized for its easy-to-use credit card reader, Square has expanded its services to include a range of financial solutions, including check cashing. The Square Cash App, available for Android and iOS devices, allows users to cash checks without visiting a physical bank.

Step-by-Step Guide to Cashing a Check on Square

  1. Download and Install the Square Cash App: If you haven’t already, head to your app store and download the Square Cash App. Once installed, create an account following the simple on-screen instructions.
  2. Link a Bank Account: To cash a check on Square, you’ll need to link your bank account to the Cash App. This ensures that you have a secure and convenient way to receive your funds.
  3. Locate the Check Cashing Feature: Open the Square Cash App and navigate to the “Cash” tab. Here, you’ll find the option to cash a check. Tap on it to initiate the process.
  4. Capture Images of the Check: Using your smartphone’s camera, capture images of the front and back of the check. Ensure all four corners of the check are visible in the frame. Square uses this information to process your check securely.
  5. Enter Check Details: After capturing the images, you’ll be prompted to enter additional details, such as the check amount and any other relevant information. Double-check the accuracy of the data to avoid any delays in processing.
  6. Confirm and Submit: Review the details you provided, and if everything is correct, proceed to submit the check for processing. Square’s advanced security measures ensure that your sensitive information remains protected throughout the process.
  7. Wait for Approval: Square will review the details once you submit the check to ensure authenticity and security. This usually takes a short time but may vary depending on the specific check and other factors.

Options for Receiving Your Money

Square offers two main options for receiving your funds:

  • Cash Out: If you need immediate access to money, you can choose “Cash Out” and receive the amount in your Square Cash App balance. You can withdraw the funds from an ATM or transfer them to your linked bank account.
  • Direct Deposit: Alternatively, you can opt for a direct deposit into your linked bank account. This option is ideal if you prefer to have the funds deposited directly without handling cash.

Safety and Security

Square employs state-of-the-art encryption and security measures to safeguard your financial information during check-cashing. Moreover, their compliance with industry standards ensures users a secure and reliable experience.


Cashing a check on Square is a convenient and secure way to handle traditional paper checks without physically visiting a bank. With its user-friendly interface and robust security measures, Square’s Cash App streamlines the process of converting paper checks into cash or direct deposits, providing quick access to your funds whenever and wherever you need them. Embrace the digital age of financial transactions with Square and experience hassle-free check cashing at your fingertips.