Many people no longer know what to do with a paper check when they receive one. In a world of digital payments and direct deposits, what are you supposed to do with a check? What if you don’t even have any government identification available to you at the time?
Whether you need to cash a third-party check or any other kind of check, you still have options. We’re here to help you cash a check without an ID. Keep reading to learn more so you can get your money as soon as possible.
Use an App
There are some helpful online resources for helping you cash a check online instantly. That said, some of these apps may have a waiting period. Try different check cashing apps to see which one is right for you.
If you already have a bank account, this is going to be your best option. Most large modern banks already have online systems that make it easy for people to get their money from checks without ever having to visit an in-person location.
If your bank has this option, simply scan the check into the app to get your money.
If you don’t have a bank account, that’s not a big deal. You can use a site like Paypal to cash a check online without an ID. You’ll get your money transferred right to the Paypal website so you can use it when you need to.
Bonus: Paypal can even give you cards to use in place of credit cards.
Use an ATM
Again, if you have a pre-existing bank account, cashing a check is easy even if you don’t have your ID on hand or you’re not able to get to a bank during business hours. Cash a check at an ATM!
Go to your local bank and see if their ATM accepts checks. You may want to call ahead of time or check several banks just in case this one doesn’t have that capability.
Insert the check and you’ll get your money in no time. Make sure that the bank has cashing abilities instead of just depositing if that’s important to you.
Sign It Over to Someone Else
If the other options don’t work for you (for example, if you don’t have a bank account or reliable access to technology), your best bet is having someone else help you out.
Talk to a trusted friend or family member about cashing your check. You can sign a check over to them so they’re able to cash it in your place. Make sure that this person is reliable so you don’t risk your money.
You Can Cash a Check Without an ID
If you have to cash a check without an ID, you might feel stressed. Don’t worry. You have options.
Try one or several of these methods to see what works best for you. Not having an official ID shouldn’t get in the way of you having your money.
Are you trying to get your finances under control? Check out our helpful resources and get yourself back on track today.