Many people no longer know what to do with a paper check when they receive one. What are you supposed to do with a check in a world of digital payments and direct deposits? What if you don’t even have government identification available to you then?
Whether you need to cash a third-party or any other kind of check, you still have options. We’re here to help you cash a check without an ID. Keep reading to learn more to get your money as soon as possible.
Use an App
Some helpful online resources for helping you cash a check online. That said, some of these apps may have a waiting period. Try different check-cashing apps to see which one is right for you.
This will be your best option if you already have a bank account. Most modern banks already have online systems that make it easy for people to get their money from checks without visiting an in-person location.
If your bank has this option, scan the check into the app to get your money.
If you don’t have a bank account, that’s not a big deal. You can use a site like PayPal to cash a check online without an ID. You’ll get your money transferred to the Paypal website so you can use it when necessary.
Bonus: PayPal can even give you cards instead of credit cards.
Use an ATM
Again, cashing a check is easy if you have a pre-existing bank account, even if you don’t have your ID on hand or cannot get to a bank during business hours. Cash a check at an ATM!
Go to your local bank and see if their ATM accepts checks. You may want to call ahead of time or check several banks just in case this one doesn’t have that capability.
Insert the check, and you’ll get your money in no time. Ensure the bank has cashing abilities instead of depositing if that’s important to you.
Sign It Over to Someone Else
If the other options don’t work for you (for example, if you don’t have a bank account or reliable access to technology), your best bet is to have someone else help you.
Talk to a trusted friend or family member about cashing your check. You can sign a check so they can cash it in your place. Ensure this person is reliable so you don’t risk your money.
You Can Cash a Check Without an ID
You might feel stressed if you have to cash a check without an ID. Don’t worry. You have options.
Try one or several methods to see what works best for you. Not having an official ID shouldn’t get in the way of you having your money.
Are you trying to get your finances under control? Check out our helpful resources and get yourself back on track today.