How To Cash A Check On Wells Fargo App

How to Easily Cash a Check Using the Wells Fargo App

In today’s digital age, banking has become more convenient. Among the many features banks offer, mobile apps have revolutionized how we handle our finances. One such app is the Wells Fargo Mobile App, which allows customers to perform various banking tasks, including cash checks, without visiting a physical branch. This article will guide you through the simple steps to cash a check using the Wells Fargo App, saving you time and effort.

Step 1: Download and Install the Wells Fargo Mobile App

If you don’t have the Wells Fargo Mobile App on your smartphone, head to the App Store (for iOS) or Google Play Store (for Android) and download the app for free. Once installed, open the app and log in using your Wells Fargo online banking username and password. If you don’t have an account, you must sign up for one before proceeding.

Step 2: Navigate to the Mobile Deposit Feature

After logging into the Wells Fargo Mobile App, you will find various features and services the bank offers. You need to access the “Mobile Deposit” feature to cash a check. This feature enables you to deposit checks securely using your smartphone’s camera.

Step 3: Select the Account and Enter the Check Amount

Before capturing the check, choose the Wells Fargo account where you want the funds deposited. This can be your checking, savings, or other eligible accounts linked to your profile. Then, enter the check amount accurately. Ensure that the amount you enter matches the amount written on the check to avoid discrepancies.

Step 4: Capture Images of the Front and Back of the Check

Carefully position the check on a flat surface with good lighting. Use your smartphone’s camera to capture images of the front and back of the check. Ensure all the corners and details are visible in the photo to ensure a successful deposit.

Step 5: Review and Confirm Deposit Details

After taking the images, the Wells Fargo App will provide an opportunity to review the deposit details before submitting them. Double-check the check amount, the selected account, and the images you captured. Confirm the deposit once you are confident that all the information is correct.

Step 6: Wait for Confirmation

After submitting the check deposit, the Wells Fargo App will process the transaction. The time taken for processing may vary, but in most cases, the funds will be available in your account within one to two business days. Be sure to hold on to the physical check for a short period after depositing in case of unforeseen issues.

Step 7: Securely Store the Physical Check

Once the check deposit is successful and the funds are available in your account, store the physical check in a safe place. It is a good practice to retain the check for at least a month before disposing of it properly, just in case you need to refer to it later.


Cashing a check using the Wells Fargo Mobile App is a straightforward and convenient process that eliminates the need to visit a bank branch. With just a few simple steps, you can securely deposit funds into your Wells Fargo account, saving time and effort. Embrace the power of digital banking with the Wells Fargo App and enjoy the ease of managing your finances from the palm of your hand. Ensure you have a stable internet connection and update your app for the best user experience. Happy banking!