Most people think of an ID as a driver’s license, but anyone of any age can get a state ID with the proper paperwork.
You’ll need your ID to rent a car, verify your age at a liquor store, and pick up mail. Another place you usually need a valid ID is when you want to cash a check. You may be wondering if you can cash checks without an ID or if your ID has expired.
This helpful guide will go over everything you need to know about check-cashing with an expired ID.
Why You Need an ID When Cashing a Check
Most banks require that you have some form of identification to cash your check. The banks or other places that cash a check need to verify that you are who you say you are before they hand the money over. Fortunately, there are some things you can do if you have an out-of-date ID.
It’s not out of the norm to not have an identification. Some people have lost or stolen IDs or have ones that have expired. Other people have never had the opportunity to get an ID.
Forms of Acceptable Identification
A driver’s license is only one form of identification that establishments see as valid. When cashing a check, most places will make you show a government-issued ID.
If you don’t have a state ID or a driver’s license, a passport and military ID also may work. If you are going to cash a check at a bank, ask them if they will take another form of ID first, as some will not.
How to Cash My Check Without an ID
Do you have a check that you need to cash but have an expired ID? If so, there are several ways you can still cash your check.
By Cash App
If you have a mobile phone, you can use some mobile apps to cash your check. To do this, you would first install the app and link a bank account, if you have one, or a PayPal account. Then, you can scan the check, and the money goes into the linked account.
When using this method, it may take several days before you see the money in your account.
Signing Your Check Over
Another way you can cash a check without an ID is by signing it over to a trustworthy person. They will get the money and can give it to you once it’s in their account.
Deposit a Check in the ATM
If you have a bank account and a debit card, depositing your check at an ATM is an option at some banks. Be sure to check the daily limit to make sure you can withdraw the entire check amount.
Learn How Check Cashing With an Expired ID Works and Never Be Without Your Cash
Being without an ID can be stressful if you feel like you can’t access your money. Thankfully, check cashing with an expired ID is possible if you know what steps to take.
If you have a check to cash but aren’t sure where to cash it, Check Cashing 247 is here to help. Use our site to find a location to cash your check today!